[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.j-z-m.cz\/pujcka-docasne-pomuze\/#Article","mainEntityOfPage":"https:\/\/www.j-z-m.cz\/pujcka-docasne-pomuze\/","headline":"P\u016fj\u010dka do\u010dasn\u011b pom\u016f\u017ee","name":"P\u016fj\u010dka do\u010dasn\u011b pom\u016f\u017ee","description":"Podnikatel\u00e9 \u017eij\u00ed v jednom skoro za\u010darovan\u00e9m kruhu. Vyd\u011bl\u00e1vaj\u00ed pen\u00edze, kter\u00e9 pak z\u010d\u00e1sti vkl\u00e1daj\u00ed do sv\u00e9 firmy, je\u017e jim t\u00edm p\u00e1dem vyd\u011bl\u00e1v\u00e1 dal\u0161\u00ed pen\u00edze, kter\u00e9 op\u011bt […]","datePublished":"2024-07-09","dateModified":"2024-07-09","author":{"@type":"Person","@id":"https:\/\/www.j-z-m.cz\/author\/#Person","name":"","url":"https:\/\/www.j-z-m.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e32c915fa5b274a4469e3ef5c1f9837e76577a60613858c5c8a74a3de98e33bc?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"j-z-m.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.j-z-m.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_1.jpg","url":"https:\/\/www.j-z-m.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_1.jpg","height":0,"width":0},"url":"https:\/\/www.j-z-m.cz\/pujcka-docasne-pomuze\/","about":["Ekonomika"],"wordCount":436,"articleBody":"   Podnikatel\u00e9 \u017eij\u00ed v jednom skoro za\u010darovan\u00e9m kruhu. Vyd\u011bl\u00e1vaj\u00ed pen\u00edze, kter\u00e9 pak z\u010d\u00e1sti vkl\u00e1daj\u00ed do sv\u00e9 firmy, je\u017e jim t\u00edm p\u00e1dem vyd\u011bl\u00e1v\u00e1 dal\u0161\u00ed pen\u00edze, kter\u00e9 op\u011bt z\u010d\u00e1sti kon\u010d\u00ed v t\u00e9to firm\u011b, a tak po\u0159\u00e1d dokola. Takov\u00fd podnikatel tedy ne\u017eiv\u00ed jenom s\u00e1m sebe. A tak\u00e9 nevyd\u011bl\u00e1v\u00e1 pen\u00edze jenom proto, aby sou\u010dasn\u011b udr\u017eel v chodu i sv\u016fj podnik. Tak\u00e9 mus\u00ed vyd\u011blat na povinn\u00e9 odvody st\u00e1tu, na zdravotn\u00ed a soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed, na mzdy sv\u00fdch zam\u011bstnanc\u016f, na dod\u00e1vky toho \u010di onoho a podobn\u011b. Tak\u017ee mus\u00ed soukrom\u00e9 podnik\u00e1n\u00ed dost vyn\u00e1\u0161et.Ale podnikatel\u00e9 jsou z\u00e1visl\u00ed na situaci na trhu. Tak\u017ee jim jejich pr\u00e1ce nep\u0159in\u00e1\u0161\u00ed v\u017edy takov\u00e9 zisky, jak\u00e9 by byly pot\u0159eba. A kdy\u017e se dost nevyd\u011bl\u00e1, je to zapeklit\u00e1 situace, proto\u017ee nikdo takov\u00e9mu podnikateli finan\u010dn\u011b nevypom\u016f\u017ee, nikdo mu nedaruje ani korunu.A kdy\u017e mu nikdo jenom tak nic ned\u00e1? Pak si mus\u00ed majitel firmy n\u011bkdy na sv\u016fj byznys pen\u00edze p\u016fj\u010dit. Proto\u017ee je to sice nedokonal\u00e9 \u0159e\u0161en\u00ed, ale p\u0159ece jenom je to pomoc. Do\u010dasn\u00e1, ale lep\u0161\u00ed ne\u017e \u017e\u00e1dn\u00e1.P\u016fj\u010dku je ale t\u0159eba tak\u00e9 dostat. A ani p\u016fj\u010dky se nerozd\u00e1vaj\u00ed jenom tak komukoliv. I ty je t\u0159eba si zaslou\u017eit, a to t\u00edm, \u017ee se poskytovatel n\u011bkter\u00e9 z nich p\u0159esv\u011bd\u010d\u00ed o schopnosti a ochot\u011b podnikatele ji i s \u00faroky splatit.A tak podnikatel\u00e9 kontaktuj\u00ed banky, v nich\u017e se sna\u017e\u00ed dostate\u010dn\u011b prok\u00e1zat sv\u00e9 kvality. Kdy\u017e se jim to toti\u017e poda\u0159\u00ed, do\u010dkaj\u00ed se aspo\u0148 \u010dasov\u011b omezen\u00e9 pomoci v podob\u011b podnikatelsk\u00e9 p\u016fj\u010dky. Ale co kdy\u017e o sv\u00e9 bonit\u011b p\u0159esv\u011bd\u010dit nedok\u00e1\u017eou? Pak maj\u00ed u bank po nad\u011bj\u00edch. A nezb\u00fdv\u00e1 jim nic jin\u00e9ho, ne\u017e hledat jinou mo\u017enost. A kdy\u017e o tom tak p\u0159em\u00fd\u0161l\u00ed, napadne n\u011bkdy podnikatele v nesn\u00e1z\u00edch i nebankovn\u00ed hypot\u00e9ka bez registru Hypot\u00e9ka bez registru. A v\u011b\u0159te mi, \u017ee to nen\u00ed \u0161patn\u00fd n\u00e1pad. Proto\u017ee jsou i nebankovn\u00ed hypot\u00e9ky vcelku v\u00fdhodn\u00fdmi p\u016fj\u010dkami, a nav\u00edc tu usp\u011bj\u00ed i nedokonal\u00ed \u017eadatel\u00e9, maj\u00edc\u00ed klidn\u011b i jen jedinou p\u0159ednost, j\u00ed\u017e je vlastnictv\u00ed nemovitosti. Proto\u017ee nemovit\u00e1 z\u00e1ruka = p\u016fj\u010dka. A p\u016fj\u010dka = nad\u011bje firmy na p\u0159e\u017eit\u00ed. A proto jsou i nebankovn\u00ed hypot\u00e9ky pro podnikatele tak d\u016fle\u017eit\u00e9.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka do\u010dasn\u011b pom\u016f\u017ee","item":"https:\/\/www.j-z-m.cz\/pujcka-docasne-pomuze\/#breadcrumbitem"}]}]